Although this is considered a problem elsewhere (and therefore mentioned) as in the credit and cash rental (below), we have never lost a case about it. If you are not sure if you are using a credit rental company and the other driver has admitted that the accident is their fault, you can ask their insurance company to arrange car rentals and repairs. More often, the other insurer will not immediately say who is responsible for the accident and you will then have to claim rights through your insurance. The opposite applies. If your Micra is damaged and a credit rental company offers you an Aston Martin, you cannot be expected to pay the additional rental costs. Evil “Upgrade” It is a well-established scam. Never accept a credit rental vehicle better than the vehicle that replaces it, unless the renter guarantees in writing that it will be charged to the third party at the same price as your own vehicle. If not, you can get your bill back. They sign a credit contract with them that sets the rent conditions and the cost per day. It`s a bit like a loan – they lend you a car for a while instead of lending you money. the beneficiary of the rental receives a much better vehicle (calculated at a higher cost) than the one that has been damaged But the non-impeccable driver`s means of payment in this area comes into play.
If, for example, the non-fault driver can afford to immediately purchase a new vehicle from his own resources, a rental period of more than a few weeks could be described as unjustified – but if a fault is acknowledged, the same arguments apply as to why the insurer did not settle the right within a reasonable time. If the loan vehicle is made available by a claims management company, this prevents the prosecutor from having to claim rights through his own insurers. This can have harmful effects, such as paying a deductible. B, the impact on their unpretentious bonus and possibly their bonus if the extension takes some time shortly after the accident or claim. “Q. What about payment? What did you understand about your responsibility for payment in this agreement? You can be referred by your insurance company or garage to a credit renter. A credit loan vehicle may be hired after an error accident by a credit rental company. It is usually provided on an “identical” basis after the loss of the use of your own vehicle and the payment is subject to a credit contract that you enter with the credit renter. If all goes well, the payment of the rent should be recovered directly by the credit renter of the insurer of the driver (s) it should .
In certain circumstances, you may be liable for any taxes collected under the agreement that they cannot recover. Some credit renters may also require a small payment as an insurance policy that guarantees that you do not pay the bill if the other driver`s insurance does not pay. Credit rental rates are regulated and agreed rates are agreed upon between credit renters and the Association of British Insurers: there are dozens of rules ranging from ensuring that rent lasts only the time required to meet service charges, to the type and cost of the car provided.